IISA: The latest insights on South Africa Consumer and Business credit Health

The CDI measures the rolling default behaviour of South African consumers with Home Loan, Vehicle Loan, Personal Loan, Credit Card and Retail Loan accounts. It provides an overview of the consumer credit landscape in South Africa covering market appetite for credit, qualification and take-up as well as the performance of credit consumers (including arrears/defaults and vintages and Debt Review).

This session will examine the latest credit trends in South Africa, focusing on consumer default behaviour across various credit types, including home loans, vehicle loans, and personal loans.
It will provide insights into market appetite for credit, consumer qualification and take-up, as well as credit performance indicators like arrears, defaults, and debt review trends. Join us as we will unpack key findings from the Consumer Default Index (CDI) and Business Debt Index (BDI) reports.

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